ESTO Hire Purchase is a flexible payment solution that allows you to split your purchase into convenient monthly payments. Choose the repayment period that suits you best and spread the purchase amount comfortably over time. The repayment period and down payment amount can be selected during checkout when choosing ESTO Hire Purchase as your payment method.

How to use ESTO Hire Purchase?

1. Add the desired products to your shopping cart.
2. Select ESTO Hire Purchase as your payment method at checkout.
3. Choose your preferred repayment period from 3 to 60 months.
4. Receive an instant decision in real time.
5. If approved, digitally sign the agreement using ID card, Smart-ID or Mobile-ID.

ESTO Hire Purchase is provided and managed by ESTO AS. The annual percentage rate of charge (APRC) for ESTO AS hire purchase is 23.63% under the following example conditions: credit amount €1,490, purchase amount €1,490, down payment 0%, fixed interest rate 11.90%, agreement fee €0, total credit amount and repayment amount €1,844.64 assuming the credit is repaid over 24 months in equal monthly installments of €76.86. Before entering into an agreement, please review the terms and conditions and consult a specialist if necessary. Hire purchase services are provided and managed by ESTO AS.

WHAT IS ESTO?

ESTO is the leading payment solutions provider in the Baltics, making the sales process for merchants and the purchasing experience for consumers remarkably simple and seamless. ESTO has more than 500,000 active customers and over 3,000 partner stores across the Baltics. ESTO’s mission is to help partners sell and customers buy.

If you need assistance, contact an ESTO AS representative at: [email protected] or visit https://esto.eu/ee/kliendile-klienditugi .