ESTO Pay Later is a new way to pay for your purchases. Keep your purchase amount available for your own use and pay within 30 days. Get exactly what you need with no interest, no additional fees, and no down payment.

Use the ESTO Pay Later payment method in online stores and physical shops.

How does it work?

When you choose ESTO Pay Later as your payment method, your order is confirmed immediately, but you do not have to pay right away — the payment is due within 30 days.

1. Add the desired products to your shopping cart.
2. Select ESTO Pay Later during checkout.
3. Receive an instant decision in real time.
4. If approved, confirm your purchase.
5. ESTO will send you an invoice, which must be paid in full within 30 days.

Financial services are provided by ESTO AS. Before entering into an agreement, please read the terms and conditions carefully and consult a specialist if necessary. More information: www.esto.lv

What is ESTO?

ESTO is the leading payment solutions provider in the Baltics, making the sales process for merchants and the shopping experience for customers remarkably simple and seamless. ESTO has more than 500,000 active customers and over 3,000 partner stores across the Baltics. ESTO's mission is to help partners sell and customers buy.

If you need assistance, please contact ESTO customer support at [email protected] or visit https://esto.eu/en/customer-support/.